Legal-Ease: Nursing homes and the five-year lookback

The government healthcare program that pays for nursing home care for those who can’t afford it is commonly called “institutional Medicaid.” Poverty is defined by both federal and Ohio law.

While there are many requirements surrounding eligibility for institutional Medicaid, the most challenging one is typically that the applicant must have a financial net worth of less than $2,000. The applicant also could not have given anything away in the five years before applying in order to qualify. Lee explains the application of the five-year lookback rule and how it can be applied when attempting to become Medicaid-eligible.

Most people are familiar with the government healthcare program commonly called “institutional Medicaid” that pays for nursing home care for people who are poor, with poverty being defined by federal and Ohio law.

Although there are numerous requirements to be eligible for institutional Medicaid, the most challenging requirements are usually that the applicant must have a financial net worth of less than $2,000, and the applicant must not have given anything away in the immediately preceding five years to become that poor.

Read Lee’s full post about the five-year lookback rule in the Lima News here: Legal-Ease: Nursing homes and the five-year lookback

Source: LimaOhio.com, “Legal-Ease: Nursing homes and the five-year lookback,” by Lee R. Schroeder, July 13, 2019

Lee R. Schroeder is an Ohio licensed attorney at Schroeder Law LLC in Putnam County. He limits his practice to business, real estate, estate planning and agriculture issues in northwest Ohio. He can be reached at [email protected] or at 419-659-2058. This article is not intended to serve as legal advice, and specific advice should be sought from the licensed attorney of your choice based upon the specific facts and circumstances that you face.

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